Five Steps to Financing a Used Car

At Century Automotive, we want to provide you with excellent customer service from start to finish. So, to assure you're properly prepared every step of the way, we put together the following five steps to financing a used car. Our friends in Huntsville, Florence, and Cullman should read carefully through and follow each step to guarantee the financing process goes smoothly and efficiently.

If you have any questions along the way, reach out online or by phone to a member of our finance team. We're happy to assist you in any way we can to create an enjoyable car-buying experience.

1. Check Your Credit

Checking your credit score is an important first step to financing a used car since it helps determine your finance plan. Check this early to be better prepared when you sit down with a financier and to detect any potential errors. Discovering these errors before you move on in the financing process gives you plenty of time to make any necessary corrections.

2. Get Pre-Approved

After you've learned your credit score, it's time to see the type of plan you qualify for. This can easily be done from the comfort of your own home. Simply visit our website and input basic personal information into our quick and secure finance application. We'll get back to you quickly with a better idea of what to expect when you visit our finance center.

3. Research Your Options

Now that you know what type of finance plan you're working with, the next step is to explore your used car options. Browse our inventory online or visit our showroom to speak with a member of our sales team. We'll listen to your wants and needs to pair you with the ideal car to match. Take a test drive of any vehicles that interest you to ensure you're selecting the ride with the performance and comfort you desire.

4. Sit Down with a Financier

Next, meet with one of our experienced financiers. We want to make financing a used car as simple as possible so ask us any questions you have. We'll take the time to explain all your financing options to best find your ideal plan. Our financiers in our finance department have worked with a wide range of lifestyle needs, so you're sure to find a rate you'll feel confident about.

5. Finalize Your Rate

After you've found your desired used car and have secured a financing plan you enjoy, finalize your rate and explore the open road in your new ride!

Finance a Used Car Today!

Century Automotive is proud to make getting behind the wheel of a pre-owned car as simple as possible. So, follow these helpful steps to financing a used car and contact our finance center to schedule a meeting with one of our financiers.

Our neighbors in Huntsville, Florence, and Cullman can stop by our showroom at any time to explore what used and certified pre-owned car options we currently have available like the BMW 3 Series and Land Rover Sport.