If you're thinking about purchasing your next vehicle, you'll want to make sure you create a finance plan that works for you. At Century Automotive, we're proud to offer a finance center specializing in helping drivers around Huntsville, Florence, and Cullman, Alabama, find the best car loan rates today.

To help you learn more about our dealership and services, we put together this short guide. We'll go over some recommend steps you should take before purchasing your next used car, as well as walk you through the ways our finance team can help you create a payment plan that you feel good about.

Learn Your Credit Score & Plan Your Budget

To ensure you're well-prepared to start the financing process, you'll want to determine your budget and gather the necessary information to ensure we can help you get the best car loan rate for you.

We recommend that you find out your credit score early on in the process so that you can correct any potential errors and improve your score if necessary.

You'll also want to think about your down payment and financing term before arriving at our dealership. It's usually suggested that you make a down payment of 20% of a used vehicle's total value so that you can secure a good monthly rate.

After you've planned your budget, you'll be ready to start the car-buying process!

Draft Your Finance Plan

We offer a wide variety of pre-owned vehicles at our dealership, so we're sure you'll find something you love. To see a list of everything we have to offer, be sure to check out our online inventory.

Once you've chosen your vehicle, you can use our online tools to draft a finance plan that works for you. If you'd like to sell your current car, we offer a trade in calculator that can help you determine its worth. You can then use our payment calculator to estimate your monthly rates.

You may also want to read our used car financing tips. In these guides, we go into greater detail about the financing process at our dealership.




Finance a Car at Our Dealership

When you're ready to apply for financing, simply fill out our short online application. After we receive your information, a member of our team will begin drafting a personalized payment plan that works for you.

Each one of our financial experts has years of experience, so you can have peace of mind knowing they'll help you find the best used car loan rate for you.

Once you arrive at our dealership, a member of our team will sit down with you to discuss all your options. They'll answer any questions you may have and help you select a payment plan that you feel confident about.

Visit Our Finance Center Today

We hope this short guide is helpful to anyone looking to find the best car loan rates today. When you stop by Century Automotive, we'll help you find a used car you love and get you started on the financing process so that you can start exploring Huntsville, Florence, and Cullman, AL, in a vehicle that's right for you.  

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Contact

Century Automotive Group

3800 University Dr NW
Directions Huntsville, AL 35816-3166

  • Sales: (888) 713-4061
  • Service: (888) 717-9535
  • Parts: (888) 716-1261

Hours

  • Monday 9:00am to 7:00pm
  • Tuesday 9:00am to 7:00pm
  • Wednesday 9:00am to 7:00pm
  • Thursday 9:00am to 7:00pm
  • Friday 9:00am to 7:00pm
  • Saturday 9:00am to 6:00pm
  • Sunday Closed